Example: Mortgage Modification
Client: Jennifer P. Tamarac, Florida
Client could no longer afford her monthly mortgage payment that adjusted up to $2500.00 per month.
The property value of her property was $100,000 less then her mortgage balance.
A modification company may only be able to change the interest rate for five years!
That is only a temporary solution to a Big Problem.
Example: Short Sale
Paul B. Plantation, Florida owed $621,000 Paul lived in his home without making a mortgage payment for over 2.5 years.
We were able to successfully negotiate with the lender a short sale price of $340,000 and release Paul from all obligations under the note!
We successfully settled the foreclosure case by negotiating a fair settlement for our client.
Example: Loan Document Audits/ Predatory Lending
Joe G. Plantation, Florida discovered through an audit of his loan documents over 15 violations Including: Federal Truth in Lending, RESPA Violations, Fair Credit Act violations, Predatory Lending, Bait and Switch, and Fraud.
These violations form the basis for Joe to file a Federal Lawsuit. Winning a Federal Lawsuit may result in Joe being awarded the home outright, and/or damages.
These violations form the basis for Joe to file a Federal Lawsuit. Winning a Federal Lawsuit may result in Joe being awarded the home outright, and/or damages.
Many Loans between 2001-2009 were done in violation of federal truth in lending laws. When your loan documents are audited, it may identify many violations. Such violations may include failure to provide mortgage brokers business contract, TILA Material Disclosures and good faith estimate documents required three days prior to closing. You may have a recission action which could entitle you to all of your interest being paid back and your home awarded to you for these violations.
Were you promised an interest rate that suddenly changed on the day of your closing?
